What should I do if my car gets scratched while parked? Popular topics and response guides on the Internet in the past 10 days
Recently, "car scratched while parked" has become a hot topic on social platforms, with many car owners encountering similar problems. This article combines the hot data of the entire network in the past 10 days to sort out the entire incident handling process and precautions to help you solve the problem efficiently.
1. Statistics of relevant hot topics on the entire network in the past 10 days
| Ranking | Topic keywords | Number of discussions (10,000) | Main platform |
|---|---|---|---|
| 1 | Parking car was scratched and hit and run | 12.5 | Weibo, Douyin |
| 2 | No surveillance claims | 8.3 | Xiaohongshu, car enthusiasts forum |
| 3 | Insurance claims process | 6.7 | Zhihu, WeChat public accounts |
| 4 | Rights protection in parking space disputes | 5.1 | Toutiao, Station B |
2. Treatment steps after the car is scratched
1. On-site evidence collection
Take photos or videos immediately to record the following:
2. Find witnesses
Ask nearby shops and passers-by for contact information. According to statistics, 30% of escape cases are solved through clues provided by witnesses.
3. Alarm handling
Dial 122 to call the police. The police will classify and deal with the following situations:
| Amount of loss | Processing method |
|---|---|
| ＜2000 yuan | Quick claims settlement (requires the cooperation of the responsible party) |
| ≥2000 yuan or escape | File an investigation and issue an accident determination letter |
4. Insurance claims
Comparison of compensation of different insurance plans:
| Insurance type | Compensation scope | Out-of-pocket ratio |
|---|---|---|
| car damage insurance | Own vehicle maintenance costs | 0-30% |
| Unable to find third-party insurance | Full compensation | 0% |
3. Controversial hot spots and expert advice
Dispute 1: How to safeguard rights without monitoring?
Lawyers suggest: You can increase the probability of winning the case through auxiliary evidence chains such as mobile phone location records and driving recorder sleep videos.
Dispute 2: Is the property owner responsible?
Court precedents show that if a property charges parking fees but fails to perform its custody obligations, it will be liable for 20%-50% of the compensation.
4. Preventive measures
Summary:If you encounter a scratch, you need to stay calm and follow the three steps of "evidence collection - call the police - claim settlement". It is recommended that car owners take risk precautions in advance to reduce losses.
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